Trusted Auto Insurance in Cold Spring, MN

Cold Spring, MN Auto Insurance – Customized Coverage, Fast Quotes & Hassle-Free Claims

Finding the right Cold Spring, MN auto insurance shouldn’t be complicated. Storz Insurance has been protecting drivers since 2005, offering tailored policies to fit every budget and need. Whether you drive daily, own multiple vehicles, or need high-risk coverage, we have a plan for you. Our team of 35 licensed professionals ensures that you get fast quotes, clear policy details, and dedicated support. As a National Association of Insurance Commissioners (NAIC) member and certified by the Cold Spring, MN Department of Insurance, we meet the highest industry standards.

Get a quick quote today and stay protected wherever you drive in Cold Spring, MN!

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Liability Insurance in Cold Spring, MN

Cold Spring, MN law requires all drivers to carry liability insurance. This covers damages and injuries if you're at fault in an accident. Storz Insurance offers flexible limits to meet state minimums or provide extra protection. Avoid out-of-pocket expenses and drive with peace of mind.

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Professional Auto Insurance Services for You

Cold Spring, MN Collision Insurance

Accidents happen, but collision coverage ensures your vehicle gets repaired or replaced, no matter who’s at fault. If you finance or lease your car, lenders often require this coverage. Choose Storz Insurance for fast claims processing and affordable deductibles.

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Uninsured/Underinsured Motorist Insurance

Not everyone follows the law. If you get hit by an uninsured or underinsured driver, this coverage helps pay for your medical bills and vehicle repairs. In Cold Spring, MN, where thousands drive without proper coverage, this is essential for financial security.

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Reliable Auto Insurance Coverage Provider

Comprehensive Car Insurance Plans Available

Personal Injury Protection (PIP)

Medical bills can add up after an accident. PIP covers hospital expenses, lost wages, and rehab costs, no matter who’s at fault. Don’t let an injury put you in debt—get the coverage that supports you and your passengers.

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Comprehensive Coverage

Protect your car from non-collision incidents like theft, vandalism, fire, and severe weather. Cold Spring, MN’s unpredictable climate and urban risks make comprehensive coverage a smart choice for any driver.

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Customizable Auto Insurance Policies Offered

Coverage Comparison Table

Coverage Type What it Covers Required in Cold Spring, MN

Liability Insurance Injuries and property damage to others Yes

Collision Insurance Damage to your car from accidents No

Uninsured Motorist Coverage Injuries & damage from uninsured drivers Yes

Personal Injury Protection (PIP) Medical bills & lost wages No

Comprehensive Insurance Theft, vandalism, weather damage No

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What to Do After a Car Accident in Cold Spring, MN

Ensure Safety – Move to a safe location and check for injuries. Call 911 if needed.
Exchange Information – Get the other driver’s insurance and contact details.
Take Photos – Document vehicle damage, road conditions, and license plates.
File a Police Report – Required for accidents causing injury or significant damage.
Contact Storz Insurance – Call us to start your claim. We’ll guide you through the process and get you back on the road quickly.

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Secure Your Ride with Trusted Auto Insurance

Get Covered Today – Call for a Fast, Free Quote!

Whether you need basic liability or full protection, Storz Insurance has a policy that fits your budget. With affordable rates, quick service, and local expertise, we make getting Cold Spring, MN auto insurance simple.

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Frequently Asked Questions in Cold Spring, MN

How fast can I get coverage?

Storz Auto Insurance offers same-day coverage for most policies. Start driving protected today

Do you offer student discounts?

Yes! Students can enjoy significant savings with proof of enrollment and good grades.

How do I file a claim?

File claims 24/7 through our online portal or by calling our support team. Our process ensures fast resolution and easy communication.

How much auto insurance do I need in Cold Spring, MN?

Cold Spring, MN requires liability insurance with minimum limits of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. Additional coverage is recommended for full protection.

Can I bundle my auto insurance with other policies?

Absolutely! Ask about our multi-policy discounts for extra savings.

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Customer Reviews

Storz Insurance made everything easy! I got a quote in minutes and saved $400 a year on my car insurance.

– Jake P.

I had an accident last year, and Storz handled my claim fast. No stress, no delays!

– Maria L.

The best Cold Spring, MN auto insurance company! Great rates, excellent support, and no hidden fees.

– Kevin S.

Cold Spring, MN Insights: Population,
Zip Codes, Influence, and Service Areas

Cold Spring is a city in Stearns County, Minnesota, United States, at the gateway of the Sauk River Chain of Lakes, an interconnected system of 14 bay-like lakes fed and connected by the Sauk River. Cold Spring is part of the St. Cloud Metropolitan Statistical Area. Its population was 4,025 at the 2010 census.

Zip Codes in Cold Spring, MN that we also serve: 56320