Top Auto Insurance Service in Des Moines, IA

Des Moines, IA Auto Insurance – Customized Coverage, Fast Quotes & Hassle-Free Claims

Finding the right Des Moines, IA auto insurance shouldn’t be complicated. Storz Insurance has been protecting drivers since 2005, offering tailored policies to fit every budget and need. Whether you drive daily, own multiple vehicles, or need high-risk coverage, we have a plan for you. Our team of 35 licensed professionals ensures that you get fast quotes, clear policy details, and dedicated support. As a National Association of Insurance Commissioners (NAIC) member and certified by the Des Moines, IA Department of Insurance, we meet the highest industry standards.

Get a quick quote today and stay protected wherever you drive in Des Moines, IA!

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Liability Insurance in Des Moines, IA

Des Moines, IA law requires all drivers to carry liability insurance. This covers damages and injuries if you're at fault in an accident. Storz Insurance offers flexible limits to meet state minimums or provide extra protection. Avoid out-of-pocket expenses and drive with peace of mind.

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Comprehensive Car Insurance Plans Available

Des Moines, IA Collision Insurance

Accidents happen, but collision coverage ensures your vehicle gets repaired or replaced, no matter who’s at fault. If you finance or lease your car, lenders often require this coverage. Choose Storz Insurance for fast claims processing and affordable deductibles.

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Uninsured/Underinsured Motorist Insurance

Not everyone follows the law. If you get hit by an uninsured or underinsured driver, this coverage helps pay for your medical bills and vehicle repairs. In Des Moines, IA, where thousands drive without proper coverage, this is essential for financial security.

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Expert Auto Insurance Solutions for Drivers

Trusted Auto Insurance Company for Drivers

Personal Injury Protection (PIP)

Medical bills can add up after an accident. PIP covers hospital expenses, lost wages, and rehab costs, no matter who’s at fault. Don’t let an injury put you in debt—get the coverage that supports you and your passengers.

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Comprehensive Coverage

Protect your car from non-collision incidents like theft, vandalism, fire, and severe weather. Des Moines, IA’s unpredictable climate and urban risks make comprehensive coverage a smart choice for any driver.

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Coverage Comparison Table

Coverage Type What it Covers Required in Des Moines, IA

Liability Insurance Injuries and property damage to others Yes

Collision Insurance Damage to your car from accidents No

Uninsured Motorist Coverage Injuries & damage from uninsured drivers Yes

Personal Injury Protection (PIP) Medical bills & lost wages No

Comprehensive Insurance Theft, vandalism, weather damage No

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What to Do After a Car Accident in Des Moines, IA

Ensure Safety – Move to a safe location and check for injuries. Call 911 if needed.
Exchange Information – Get the other driver’s insurance and contact details.
Take Photos – Document vehicle damage, road conditions, and license plates.
File a Police Report – Required for accidents causing injury or significant damage.
Contact Storz Insurance – Call us to start your claim. We’ll guide you through the process and get you back on the road quickly.

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Professional Auto Insurance Services for You

Get Covered Today – Call for a Fast, Free Quote!

Whether you need basic liability or full protection, Storz Insurance has a policy that fits your budget. With affordable rates, quick service, and local expertise, we make getting Des Moines, IA auto insurance simple.

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Frequently Asked Questions in Des Moines, IA

How fast can I get coverage?

Storz Auto Insurance offers same-day coverage for most policies. Start driving protected today

Do you offer student discounts?

Yes! Students can enjoy significant savings with proof of enrollment and good grades.

How do I file a claim?

File claims 24/7 through our online portal or by calling our support team. Our process ensures fast resolution and easy communication.

How much auto insurance do I need in Des Moines, IA?

Des Moines, IA requires liability insurance with minimum limits of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. Additional coverage is recommended for full protection.

Can I bundle my auto insurance with other policies?

Absolutely! Ask about our multi-policy discounts for extra savings.

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Customer Reviews

Storz Insurance made everything easy! I got a quote in minutes and saved $400 a year on my car insurance.

– Jake P.

I had an accident last year, and Storz handled my claim fast. No stress, no delays!

– Maria L.

The best Des Moines, IA auto insurance company! Great rates, excellent support, and no hidden fees.

– Kevin S.

Des Moines, IA Insights: Population,
Zip Codes, Influence, and Service Areas

Des Moines (/dəˈmɔɪn/ i) is the capital and the most populous city in Iowa, United States. It is also the county seat of Polk County. A small part of the city extends into Warren County. It was incorporated on September 22, 1851, as Fort Des Moines, which was shortened to "Des Moines" in 1857. It is located on, and named after, the Des Moines River, which likely was adapted from the early French name, Rivière des Moines, meaning "River of the Monks". The city's population was 214,133 as of the 2020 census. The six-county metropolitan area is ranked 83rd in terms of population in the United States, with 699,292 residents according to the 2019 estimate by the United States Census Bureau, and is the largest metropolitan area fully located within the state.

Zip Codes in Des Moines, IA that we also serve: 50309 50314 50315 50316 50317 50310 50312 50313 50319 50321 50320 50311 50301 50302 50303 50304 50305 50306 50307 50308 50318 50328 50329 50330 50331 50332 50335 50340 50380 50381 50391 50392 50393 50394 50395 50396 50936 50940 50947 50950 50980 50981 50982 50983