Storz Auto Insurance Miami, FL





Miami, FL Auto Insurance – Customized Coverage, Fast Quotes & Hassle-Free Claims


Finding the right Miami, FL auto insurance shouldn’t be complicated. Storz Insurance has been protecting drivers since 2005, offering tailored policies to fit every budget and need. Whether you drive daily, own multiple vehicles, or need high-risk coverage, we have a plan for you. Our team of 35 licensed professionals ensures that you get fast quotes, clear policy details, and dedicated support. As a National Association of Insurance Commissioners (NAIC) member and certified by the Miami, FL Department of Insurance, we meet the highest industry standards.

Get a quick quote today and stay protected wherever you drive in Miami, FL!





Liability Insurance in Miami, FL


Miami, FL law requires all drivers to carry liability insurance. This covers damages and injuries if you're at fault in an accident. Storz Insurance offers flexible limits to meet state minimums or provide extra protection. Avoid out-of-pocket expenses and drive with peace of mind.



Competitive Rates for Auto Insurance Policies
Expert Auto Insurance Solutions for Drivers

Miami, FL Collision Insurance


Accidents happen, but collision coverage ensures your vehicle gets repaired or replaced, no matter who’s at fault. If you finance or lease your car, lenders often require this coverage. Choose Storz Insurance for fast claims processing and affordable deductibles.





Uninsured/Underinsured Motorist Insurance


Not everyone follows the law. If you get hit by an uninsured or underinsured driver, this coverage helps pay for your medical bills and vehicle repairs. In Miami, FL, where thousands drive without proper coverage, this is essential for financial security.



Customizable Auto Insurance Policies Offered
Comprehensive Car Insurance Plans Available

Personal Injury Protection (PIP)


Medical bills can add up after an accident. PIP covers hospital expenses, lost wages, and rehab costs, no matter who’s at fault. Don’t let an injury put you in debt—get the coverage that supports you and your passengers.





Comprehensive Coverage


Protect your car from non-collision incidents like theft, vandalism, fire, and severe weather. Miami, FL’s unpredictable climate and urban risks make comprehensive coverage a smart choice for any driver.

Low Cost Auto Insurance Plans for All




Coverage Comparison Table


Coverage Type What it Covers Required in Miami, FL

Liability Insurance Injuries and property damage to others Yes

Collision Insurance Damage to your car from accidents No

Uninsured Motorist Coverage Injuries & damage from uninsured drivers Yes

Personal Injury Protection (PIP) Medical bills & lost wages No

Comprehensive Insurance Theft, vandalism, weather damage No





What to Do After a Car Accident in Miami, FL


  • Ensure Safety – Move to a safe location and check for injuries. Call 911 if needed.
  • Exchange Information – Get the other driver’s insurance and contact details.
  • Take Photos – Document vehicle damage, road conditions, and license plates.
  • File a Police Report – Required for accidents causing injury or significant damage.
  • Contact Storz Insurance – Call us to start your claim. We’ll guide you through the process and get you back on the road quickly.
Protect Your Vehicle with Quality Insurance




Get Covered Today – Call for a Fast, Free Quote!


Whether you need basic liability or full protection, Storz Insurance has a policy that fits your budget. With affordable rates, quick service, and local expertise, we make getting Miami, FL auto insurance simple.





Frequently Asked Questions in Miami, FL

How fast can I get coverage?

Storz Auto Insurance offers same-day coverage for most policies. Start driving protected today

Do you offer student discounts?

Yes! Students can enjoy significant savings with proof of enrollment and good grades.

How do I file a claim?

File claims 24/7 through our online portal or by calling our support team. Our process ensures fast resolution and easy communication.

How much auto insurance do I need in Miami, FL?

Miami, FL requires liability insurance with minimum limits of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. Additional coverage is recommended for full protection.

Can I bundle my auto insurance with other policies?

Absolutely! Ask about our multi-policy discounts for extra savings.





Customer Reviews

Storz Insurance made everything easy! I got a quote in minutes and saved $400 a year on my car insurance.

I had an accident last year, and Storz handled my claim fast. No stress, no delays!

The best Miami, FL auto insurance company! Great rates, excellent support, and no hidden fees.





Miami, FL Insights: Population,
Zip Codes, Influence, and Service Areas

Miami (/maɪˈæmi/ my-AM-ee), officially the City of Miami, is a coastal metropolis and the seat of Miami-Dade County in South Florida. With a population of 442,241 as of the 2020 census, it is the second-most populous city in the state of Florida after Jacksonville. It is the core of the much larger Miami metropolitan area, which, with a population of 6.14 million, is the third-largest metro in the Southeast and ninth-largest in the United States. The city has the third-largest skyline in the U.S. with over 300 high-rises, 58 of which exceed 491 ft (150 m).

Zip Codes in Miami, FL that we also serve: 33128 33129 33125 33126 33127 33149 33144 33145 33142 33139 33138 33137 33136 33135 33134 33133 33132 33131 33130 33150 33101 33109 33111 33151 33222 33231 33233 33238 33255 33299





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