Certified Auto Insurance in San Luis Obispo, CA

San Luis Obispo, CA Auto Insurance – Customized Coverage, Fast Quotes & Hassle-Free Claims

Finding the right San Luis Obispo, CA auto insurance shouldn’t be complicated. Storz Insurance has been protecting drivers since 2005, offering tailored policies to fit every budget and need. Whether you drive daily, own multiple vehicles, or need high-risk coverage, we have a plan for you. Our team of 35 licensed professionals ensures that you get fast quotes, clear policy details, and dedicated support. As a National Association of Insurance Commissioners (NAIC) member and certified by the San Luis Obispo, CA Department of Insurance, we meet the highest industry standards.

Get a quick quote today and stay protected wherever you drive in San Luis Obispo, CA!

Click Here To Call Us (802) 212-8012

Liability Insurance in San Luis Obispo, CA

San Luis Obispo, CA law requires all drivers to carry liability insurance. This covers damages and injuries if you're at fault in an accident. Storz Insurance offers flexible limits to meet state minimums or provide extra protection. Avoid out-of-pocket expenses and drive with peace of mind.

Click Here To Call Us (802) 212-8012

Customizable Auto Insurance Policies Offered

Professional Auto Insurance Services for You

San Luis Obispo, CA Collision Insurance

Accidents happen, but collision coverage ensures your vehicle gets repaired or replaced, no matter who’s at fault. If you finance or lease your car, lenders often require this coverage. Choose Storz Insurance for fast claims processing and affordable deductibles.

Click Here To Call Us (802) 212-8012

Uninsured/Underinsured Motorist Insurance

Not everyone follows the law. If you get hit by an uninsured or underinsured driver, this coverage helps pay for your medical bills and vehicle repairs. In San Luis Obispo, CA, where thousands drive without proper coverage, this is essential for financial security.

Click Here To Call Us (802) 212-8012

Get the Best Auto Insurance Coverage Today

Affordable Auto Insurance Services Near You

Personal Injury Protection (PIP)

Medical bills can add up after an accident. PIP covers hospital expenses, lost wages, and rehab costs, no matter who’s at fault. Don’t let an injury put you in debt—get the coverage that supports you and your passengers.

Click Here To Call Us (802) 212-8012

Comprehensive Coverage

Protect your car from non-collision incidents like theft, vandalism, fire, and severe weather. San Luis Obispo, CA’s unpredictable climate and urban risks make comprehensive coverage a smart choice for any driver.

Click Here To Call Us (802) 212-8012

Protect Your Vehicle with Quality Insurance

Coverage Comparison Table

Coverage Type What it Covers Required in San Luis Obispo, CA

Liability Insurance Injuries and property damage to others Yes

Collision Insurance Damage to your car from accidents No

Uninsured Motorist Coverage Injuries & damage from uninsured drivers Yes

Personal Injury Protection (PIP) Medical bills & lost wages No

Comprehensive Insurance Theft, vandalism, weather damage No

Click Here To Call Us (802) 212-8012

What to Do After a Car Accident in San Luis Obispo, CA

Ensure Safety – Move to a safe location and check for injuries. Call 911 if needed.
Exchange Information – Get the other driver’s insurance and contact details.
Take Photos – Document vehicle damage, road conditions, and license plates.
File a Police Report – Required for accidents causing injury or significant damage.
Contact Storz Insurance – Call us to start your claim. We’ll guide you through the process and get you back on the road quickly.

Click Here To Call Us (802) 212-8012

Secure Your Ride with Trusted Auto Insurance

Get Covered Today – Call for a Fast, Free Quote!

Whether you need basic liability or full protection, Storz Insurance has a policy that fits your budget. With affordable rates, quick service, and local expertise, we make getting San Luis Obispo, CA auto insurance simple.

Click Here To Call Us (802) 212-8012

Frequently Asked Questions in San Luis Obispo, CA

How fast can I get coverage?

Storz Auto Insurance offers same-day coverage for most policies. Start driving protected today

Do you offer student discounts?

Yes! Students can enjoy significant savings with proof of enrollment and good grades.

How do I file a claim?

File claims 24/7 through our online portal or by calling our support team. Our process ensures fast resolution and easy communication.

How much auto insurance do I need in San Luis Obispo, CA?

San Luis Obispo, CA requires liability insurance with minimum limits of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. Additional coverage is recommended for full protection.

Can I bundle my auto insurance with other policies?

Absolutely! Ask about our multi-policy discounts for extra savings.

Click Here To Call Us (802) 212-8012

Customer Reviews

Storz Insurance made everything easy! I got a quote in minutes and saved $400 a year on my car insurance.

– Jake P.

I had an accident last year, and Storz handled my claim fast. No stress, no delays!

– Maria L.

The best San Luis Obispo, CA auto insurance company! Great rates, excellent support, and no hidden fees.

– Kevin S.

San Luis Obispo, CA Insights: Population,
Zip Codes, Influence, and Service Areas

San Luis Obispo (Spanish for 'St. Louis the Bishop'; /sæn ˌluːɪs əˈbɪspoʊ/; Spanish: ; Chumash: tiłhini) is a city and county seat of San Luis Obispo County, in the U.S. state of California. Located on the Central Coast of California, San Luis Obispo is roughly halfway between the San Francisco Bay Area in the north and Greater Los Angeles in the south. The population was 47,063 at the 2020 census.

Zip Codes in San Luis Obispo, CA that we also serve: 93401 93405 93403 93406